Topic: how much money shud i have in savings
+ducky !MwWb.dJjRc — 4.5 years ago #60,891
before putting it down on a 600K condo?? idk . 100k? 80k?
+Kimble !!aAnZjs6Upl — 4.5 years ago, 1 minute later[T] [B] #620,182
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 1 minute later, 3 minutes after the original post[T] [B] #620,183
·Kimble !!aAnZjs6Upl — 4.5 years ago, 1 minute later, 4 minutes after the original post[T] [B] #620,184
+Anonymous C — 4.5 years ago, 1 minute later, 5 minutes after the original post[T] [B] #620,186
200k, and enough to survive for 6 months if you lose a job
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 6 minutes later, 12 minutes after the original post[T] [B] #620,191
+Anonymous D — 4.5 years ago, 12 minutes later, 24 minutes after the original post[T] [B] #620,193
$6.12
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 1 hour later, 1 hour after the original post[T] [B] #620,200
+Dead !Pool..v42s — 4.5 years ago, 2 hours later, 4 hours after the original post[T] [B] #620,208
I'd say at least 60k, that's like 10% right?
+Anonymous F — 4.5 years ago, 6 hours later, 10 hours after the original post[T] [B] #620,217
5 bocks
+Anonymous G — 4.5 years ago, 11 minutes later, 10 hours after the original post[T] [B] #620,218
buy gold
+Anonymous H — 4.5 years ago, 52 minutes later, 11 hours after the original post[T] [B] #620,219
@OP
> before putting it down on a 600K condo?? idk . 100k? 80k?
I know this is probably some kind of a joke or just a fucked up mind daydreaming in this shithole but here is a little advice.
First off a down payment depends on how much the bank or a lender feels the place you are buying is worth.
Second you will have to learn to deal with your bank or lender as they will want you to put as much money down as you have saved which is not what you want to do. You will want to put as little down as you can and finance the rest. Keep this in mind, you can get loans now at pretty low rates. I know you will have your money in the savings account at the bank where they are making about 7-8% interest off your money while paying you 1 1/2-2%. But when you learn to move your money to a safe mutual fund or stock investment you will be earning 5-6% interest. So hopefully this will make sense to you (which I doubt) but anyhow. You can get a loan on your condo for probably around 3-4% interest and you can get a return from interest on your money for say 5-6 %. Now do you understand why you only want to put as little down as you have to? If not then do what you want. Because this is just chipping off a little piece of the iceberg in the world you are trying to live in financially.
> before putting it down on a 600K condo?? idk . 100k? 80k?
I know this is probably some kind of a joke or just a fucked up mind daydreaming in this shithole but here is a little advice.
First off a down payment depends on how much the bank or a lender feels the place you are buying is worth.
Second you will have to learn to deal with your bank or lender as they will want you to put as much money down as you have saved which is not what you want to do. You will want to put as little down as you can and finance the rest. Keep this in mind, you can get loans now at pretty low rates. I know you will have your money in the savings account at the bank where they are making about 7-8% interest off your money while paying you 1 1/2-2%. But when you learn to move your money to a safe mutual fund or stock investment you will be earning 5-6% interest. So hopefully this will make sense to you (which I doubt) but anyhow. You can get a loan on your condo for probably around 3-4% interest and you can get a return from interest on your money for say 5-6 %. Now do you understand why you only want to put as little down as you have to? If not then do what you want. Because this is just chipping off a little piece of the iceberg in the world you are trying to live in financially.
·Anonymous F — 4.5 years ago, 51 minutes later, 12 hours after the original post[T] [B] #620,220
jail is easy
im transparent
you are blue
im transparent
you are blue
·Anonymous D — 4.5 years ago, 10 hours later, 23 hours after the original post[T] [B] #620,246
Better dead, than blue.
+Anonymous I — 4.5 years ago, 5 minutes later, 23 hours after the original post[T] [B] #620,248
@620,183 (ducky !MwWb.dJjRc)
> idk...i cant maths
Your best course of action is to marry a guy and have him take care of this kind of stuff. No offence but you seem like way too much of a halfwit to handle real estate deals. You'll be taken for a ride, and not the kind you're used to.
> idk...i cant maths
Your best course of action is to marry a guy and have him take care of this kind of stuff. No offence but you seem like way too much of a halfwit to handle real estate deals. You'll be taken for a ride, and not the kind you're used to.
·Anonymous I — 4.5 years ago, 2 minutes later, 23 hours after the original post[T] [B] #620,250
@620,219 (H)
> > before putting it down on a 600K condo?? idk . 100k? 80k?
>
> I know this is probably some kind of a joke or just a fucked up mind daydreaming in this shithole but here is a little advice.
>
> First off a down payment depends on how much the bank or a lender feels the place you are buying is worth.
>
> Second you will have to learn to deal with your bank or lender as they will want you to put as much money down as you have saved which is not what you want to do. You will want to put as little down as you can and finance the rest. Keep this in mind, you can get loans now at pretty low rates. I know you will have your money in the savings account at the bank where they are making about 7-8% interest off your money while paying you 1 1/2-2%. But when you learn to move your money to a safe mutual fund or stock investment you will be earning 5-6% interest. So hopefully this will make sense to you (which I doubt) but anyhow. You can get a loan on your condo for probably around 3-4% interest and you can get a return from interest on your money for say 5-6 %. Now do you understand why you only want to put as little down as you have to? If not then do what you want. Because this is just chipping off a little piece of the iceberg in the world you are trying to live in financially.
You might as well have just spent your time walking her through the Reimann Hypothesis in Greek. Her math isn't good enough to know her net income and you're telling her how interest rates work.
> > before putting it down on a 600K condo?? idk . 100k? 80k?
>
> I know this is probably some kind of a joke or just a fucked up mind daydreaming in this shithole but here is a little advice.
>
> First off a down payment depends on how much the bank or a lender feels the place you are buying is worth.
>
> Second you will have to learn to deal with your bank or lender as they will want you to put as much money down as you have saved which is not what you want to do. You will want to put as little down as you can and finance the rest. Keep this in mind, you can get loans now at pretty low rates. I know you will have your money in the savings account at the bank where they are making about 7-8% interest off your money while paying you 1 1/2-2%. But when you learn to move your money to a safe mutual fund or stock investment you will be earning 5-6% interest. So hopefully this will make sense to you (which I doubt) but anyhow. You can get a loan on your condo for probably around 3-4% interest and you can get a return from interest on your money for say 5-6 %. Now do you understand why you only want to put as little down as you have to? If not then do what you want. Because this is just chipping off a little piece of the iceberg in the world you are trying to live in financially.
You might as well have just spent your time walking her through the Reimann Hypothesis in Greek. Her math isn't good enough to know her net income and you're telling her how interest rates work.
·Anonymous D — 4.5 years ago, 4 minutes later, 23 hours after the original post[T] [B] #620,251
@620,248 (I)
Toast with coffee and eggs makes one think of ping polo on pails holidays.
Also, jungle rot.
Toast with coffee and eggs makes one think of ping polo on pails holidays.
Also, jungle rot.
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 2 hours later, 1 day after the original post[T] [B] #620,257
@620,219 (H)
thanks i am going to show this to my chinese friend so he can break it down to me
@620,248 (I)
i have ppl that wil help me
thanks i am going to show this to my chinese friend so he can break it down to me
@620,248 (I)
i have ppl that wil help me
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 19 minutes later, 1 day after the original post[T] [B] #620,259
i always thot u shud put all of it. lol
·Anonymous I — 4.5 years ago, 1 hour later, 1 day after the original post[T] [B] #620,260
·Anonymous H — 4.5 years ago, 47 minutes later, 1 day after the original post[T] [B] #620,264
@620,250 (I)
> > > before putting it down on a 600K condo?? idk . 100k? 80k?
> >
> > I know this is probably some kind of a joke or just a fucked up mind daydreaming in this shithole but here is a little advice.
> >
> > First off a down payment depends on how much the bank or a lender feels the place you are buying is worth.
> >
> > Second you will have to learn to deal with your bank or lender as they will want you to put as much money down as you have saved which is not what you want to do. You will want to put as little down as you can and finance the rest. Keep this in mind, you can get loans now at pretty low rates. I know you will have your money in the savings account at the bank where they are making about 7-8% interest off your money while paying you 1 1/2-2%. But when you learn to move your money to a safe mutual fund or stock investment you will be earning 5-6% interest. So hopefully this will make sense to you (which I doubt) but anyhow. You can get a loan on your condo for probably around 3-4% interest and you can get a return from interest on your money for say 5-6 %. Now do you understand why you only want to put as little down as you have to? If not then do what you want. Because this is just chipping off a little piece of the iceberg in the world you are trying to live in financially.
>
> You might as well have just spent your time walking her through the Reimann Hypothesis in Greek. Her math isn't good enough to know her net income and you're telling her how interest rates work.
Yea I figured as much but I felt I had to say something with all the asinine answers she was getting. Hopefully she will seek help in this matter. I hate to see people get fucked by these financial companies.
> > > before putting it down on a 600K condo?? idk . 100k? 80k?
> >
> > I know this is probably some kind of a joke or just a fucked up mind daydreaming in this shithole but here is a little advice.
> >
> > First off a down payment depends on how much the bank or a lender feels the place you are buying is worth.
> >
> > Second you will have to learn to deal with your bank or lender as they will want you to put as much money down as you have saved which is not what you want to do. You will want to put as little down as you can and finance the rest. Keep this in mind, you can get loans now at pretty low rates. I know you will have your money in the savings account at the bank where they are making about 7-8% interest off your money while paying you 1 1/2-2%. But when you learn to move your money to a safe mutual fund or stock investment you will be earning 5-6% interest. So hopefully this will make sense to you (which I doubt) but anyhow. You can get a loan on your condo for probably around 3-4% interest and you can get a return from interest on your money for say 5-6 %. Now do you understand why you only want to put as little down as you have to? If not then do what you want. Because this is just chipping off a little piece of the iceberg in the world you are trying to live in financially.
>
> You might as well have just spent your time walking her through the Reimann Hypothesis in Greek. Her math isn't good enough to know her net income and you're telling her how interest rates work.
Yea I figured as much but I felt I had to say something with all the asinine answers she was getting. Hopefully she will seek help in this matter. I hate to see people get fucked by these financial companies.
·Anonymous H — 4.5 years ago, 2 minutes later, 1 day after the original post[T] [B] #620,265
@620,257 (ducky !MwWb.dJjRc)
> thanks i am going to show this to my chinese friend so he can break it down to me
>
>
> i have ppl that wil help me
Hopefully your slope friend will have some experience in these matters. I do find that hard to believe since you come into a shithole like this looking for financial help in the first place.
> thanks i am going to show this to my chinese friend so he can break it down to me
>
>
> i have ppl that wil help me
Hopefully your slope friend will have some experience in these matters. I do find that hard to believe since you come into a shithole like this looking for financial help in the first place.
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 33 minutes later, 1 day after the original post[T] [B] #620,269
@previous (H)
cuz i home. he chinese doctor who own a fancy condo downtown. he helped me move out lol
cuz i home. he chinese doctor who own a fancy condo downtown. he helped me move out lol
(Edited 19 seconds later.)
·Anonymous D — 4.5 years ago, 10 minutes later, 1 day after the original post[T] [B] #620,270
·Anonymous H — 4.5 years ago, 4 hours later, 1 day after the original post[T] [B] #620,285
@620,269 (ducky !MwWb.dJjRc)
> cuz i home. he chinese doctor who own a fancy condo downtown. he helped me move out lol
Doesn't mean he knows anything about how to borrow and buy property. Him being a doctor means he has the money to piss away, remember you don't!
> cuz i home. he chinese doctor who own a fancy condo downtown. he helped me move out lol
Doesn't mean he knows anything about how to borrow and buy property. Him being a doctor means he has the money to piss away, remember you don't!
·ducky !MwWb.dJjRc (OP) — 4.5 years ago, 1 hour later, 1 day after the original post[T] [B] #620,299
+Anonymous J — 4.5 years ago, 58 minutes later, 1 day after the original post[T] [B] #620,305
ha
·Anonymous D — 4.5 years ago, 38 minutes later, 1 day after the original post[T] [B] #620,307
+Anonymous K — 4.5 years ago, 9 hours later, 1 day after the original post[T] [B] #620,329
I like how in todays world half of our income goes to rent alone
·Anonymous I — 4.5 years ago, 57 minutes later, 1 day after the original post[T] [B] #620,332
@previous (K)
> I like how in todays world half of our income goes to rent alone
Speak for yourself. I own my house.
> I like how in todays world half of our income goes to rent alone
Speak for yourself. I own my house.
+Anonymous L — 4.5 years ago, 20 minutes later, 1 day after the original post[T] [B] #620,333
@previous (I)
> > I like how in todays world half of our income goes to rent alone
>
> Speak for yourself. I own my house.
Same here. Took me 20 years but it's mine. Only have to pay taxes, ins and upkeep now.
> > I like how in todays world half of our income goes to rent alone
>
> Speak for yourself. I own my house.
Same here. Took me 20 years but it's mine. Only have to pay taxes, ins and upkeep now.
·Anonymous K — 4.5 years ago, 1 hour later, 1 day after the original post[T] [B] #620,336
@620,332 (I)
> > I like how in todays world half of our income goes to rent alone
>
> Speak for yourself. I own my house.
Oh sorry, I meant to say mortgage
> > I like how in todays world half of our income goes to rent alone
>
> Speak for yourself. I own my house.
Oh sorry, I meant to say mortgage
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