Topic: Alright, I'm off to the bank.
+Anonymous A — 11.5 years ago #40,505
Wish me luck
+Anonymous B — 11.5 years ago, 1 minute later[T] [B] #443,948
Finally paying off your tax leins eh?
+Anonymous C — 11.5 years ago, 22 minutes later, 23 minutes after the original post[T] [B] #443,956
Good luck, nigga.
·Anonymous A (OP) — 11.5 years ago, 1 hour later, 2 hours after the original post[T] [B] #443,963
+The Doctor !7MHPahvoGY — 11.5 years ago, 3 minutes later, 2 hours after the original post[T] [B] #443,964
+Anonymous E — 11.5 years ago, 3 minutes later, 2 hours after the original post[T] [B] #443,965
·The Doctor !7MHPahvoGY — 11.5 years ago, 2 minutes later, 2 hours after the original post[T] [B] #443,967
inb4 Bert threatens to rape Vocalon.+Anonymous F — 11.5 years ago, 31 minutes later, 2 hours after the original post[T] [B] #443,970
·Anonymous A (OP) — 11.5 years ago, 16 minutes later, 3 hours after the original post[T] [B] #443,971
@previous (F)
Quote from my bank is they award 100 points to my credit score every 6 months if my credit card is paid off after being used. This is in the UK, not sure how it works in the US assuming you're a yank or some other
Quote from my bank is they award 100 points to my credit score every 6 months if my credit card is paid off after being used. This is in the UK, not sure how it works in the US assuming you're a yank or some other
·Anonymous E — 11.5 years ago, 1 hour later, 4 hours after the original post[T] [B] #443,977
@443,970 (F)
that is not true...pay8ng the debt off is a good thing for your score...IF you do not close the account..
credit utilization is what you really should be concerned about..
the more you know.
.
that is not true...pay8ng the debt off is a good thing for your score...IF you do not close the account..
credit utilization is what you really should be concerned about..
the more you know.
.
+Anonymous G — 11.5 years ago, 29 minutes later, 4 hours after the original post[T] [B] #443,978
@previous (E)
> that is not true...pay8ng the debt off is a good thing for your score...IF you do not close the account
> that is not true...pay8ng the debt off is a good thing for your score...IF you do not close the account
·The Doctor !7MHPahvoGY — 11.5 years ago, 18 minutes later, 5 hours after the original post[T] [B] #443,979
·Anonymous F — 11.5 years ago, 5 hours later, 10 hours after the original post[T] [B] #444,030
@443,977 (E)
Not carrying a balance on an open account lowers your score. Staying within 30 percent of total available credit is optimal.
The more YOU know, and youre welcome..
The more you know.
Not carrying a balance on an open account lowers your score. Staying within 30 percent of total available credit is optimal.
The more YOU know, and youre welcome..
The more you know.
+Anonymous H — 11.5 years ago, 1 day later, 1 day after the original post[T] [B] #444,269
FUCK THE SCORE, IT'S HORSESHIT IT'S FAKE HORSESHIT AND A LOAD OF BULLSHIT AND FUCK
+Syntax — 11.5 years ago, 15 minutes later, 1 day after the original post[T] [B] #444,272
@444,030 (F)
I currently have 18 credit cards with zero balance and these are cards that just sit in wallet or in a drawer
People have enough to dox me on my credit score and see that its impossible for the zero balance rule to be true cause I am at max possible score currently.
4 different credit reporting agencies may be more but I keep track of 4 and they do have different rules but for sure in all cases zero balance even on cards I use often does NOT affect my score at all
I currently have 18 credit cards with zero balance and these are cards that just sit in wallet or in a drawer
People have enough to dox me on my credit score and see that its impossible for the zero balance rule to be true cause I am at max possible score currently.
4 different credit reporting agencies may be more but I keep track of 4 and they do have different rules but for sure in all cases zero balance even on cards I use often does NOT affect my score at all
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